Foreclosure Timeline

2017 DELINQUENT TAX PROPERTY FORECLOSURE TIMELINE

ON MARCH 1, 2018

2017 taxes are turned in delinquent to Wexford County Treasuer
By June 1, 2018

Taxpayer is notified of delinquency through 1st class mail
By September 1, 2018

Taxpayer received 2nd notice of delinquency through 1st class mail
On October 1, 2018

Additional $15.00 fee added for each delinquent parcel
By February 1, 2019

Taxpayer (and other parties as specified by township treasurer information) receives 3rd notice of delinquency through certified mail
On March 1, 2019

$175.00 fee is added to parcel and property is forfeited to the Wexford County Treasurer.  Interest rate on unpaid balance is now 1.5% per month including 3/1/18 to 3/1/19 (retro) plus all recording fees and all fees for service of process
BETWEEN MAY 1, 2019 AND JANUARY 2020

  1. Title searches conducted to identify parties with legal interest in the property.  (May-July)
  2. Petition seeking foreclosure of forfeited property filed with Circuit Court.  (Before June 15th)
  3. Personal visit to forfeited property with personal service or posting of property.  (June-Sept)
  4. 4th notice of delinquency to all recorded legal interested parties via certified mail (Dec-Jan)
  5. All delinquent property with all recorded legal interested parties published in Cadillac News two (2) consecutive weeks (Jan)

BETWEEN FEBRUARY 2020 AND MARCH 31, 2020

Showcause hearing held in Circuit Court for property owners – February (tbd) , 2020 (9:00 am)

Foreclosure judgement held in Circuit Court and judgment entered in Register of Deeds-February (tbd), 2020 (9:00 am)

Final foreclosure. MARCH 31, 2020, is last day to pay 2017 taxes – (must be paid by cash/money order only!)

AFTER MARCH 31, 2020

On April 1st, title to property is transferred to Wexford County. Foreclosed property is offered at Land Sale in August 2020 visit http://title-check.com/