Foreclosure Timeline

2019 DELINQUENT TAX PROPERTY FORECLOSURE TIMELINE

ON MARCH 1, 2020

2019 taxes are turned in delinquent to Wexford County Treasurer

By June 1, 2020  Taxpayer is notified of delinquency through 1st class mail

By September 1, 2020  Taxpayer received 2nd notice of delinquency through 1st class mail

On October 1, 2020  Additional $15.00 fee added for each delinquent parcel

By February 1, 2021  Taxpayer (and other parties as specified by township treasurer information) receives 3rd notice of delinquency through certified mail

On March 1, 2021

$175.00 fee is added to parcel and property is forfeited to the Wexford County Treasurer.  Interest rate on unpaid balance is now 1.5% per month including 3/1/20 to 3/1/21 (retro)* plus all recording fees and all fees for service of process-*subject to change, legislation pending.

BETWEEN MAY 1, 2021 AND JANUARY 2022

  1. Title searches conducted to identify parties with legal interest in the property.  (May-July)
  2. Petition seeking foreclosure of forfeited property filed with Circuit Court.  (Before June 15th)
  3. Personal visit to forfeited property with personal service or posting of property.  (June-Sept)
  4. 4th notice of delinquency to all recorded legal interested parties via certified mail (Dec-Jan)
  5. All delinquent property with all recorded legal interested parties published in Cadillac News two (2) consecutive weeks in January                                                                                          BETWEEN FEBRUARY 2022 AND MARCH 31, 2022

Showcause hearing held in Circuit Court for property owners – February 11th , 2022 (9:00 am)

Foreclosure judgement held in Circuit Court and judgment entered in Register of Deeds-February 18th, 2022 (9:00 am)

THE LAST DAY TO PAY THE 2019 TAXES IS MARCH 31, 2022