Foreclosure Timeline

 2023 DELINQUENT TAX PROPERTY FORECLOSURE TIMELINE

On March 1, 2024  2023 taxes are turned in delinquent to Wexford County Treasurer

By June 1, 2024  Taxpayer is notified of delinquency through 1st class mail

By September 1, 2024  Taxpayer received 2nd notice of delinquency through 1st class mail

On October 1, 2024 Additional $15.00 fee added for each delinquent parcel

By February 1, 2025 Taxpayer (and other parties as specified by township treasurer information) receives 3rd notice of delinquency through certified mail

On March 1, 2025

$175.00 fee is added to parcel and property is forfeited to the Wexford County Treasurer.  Interest rate on unpaid balance is now 1.5% per month including 3/1/23 to 3/1/24 (retro) plus all recording fees and all fees for service of process.

BETWEEN MAY 1, 2025 AND JANUARY 2026

  1. Title searches conducted to identify parties with legal interest in the property.  (May-July)
  2. Petition seeking foreclosure of forfeited property filed with Circuit Court.  (Before June 15th)
  3. Personal visit to forfeited property with personal service or posting of property.  (June-Sept)
  4. 4th notice of delinquency to all recorded legal interested parties via certified mail (Dec-Jan)
  5. All delinquent property with all recorded legal interested parties published in Cadillac News two (2) consecutive weeks in January                                                                                            BETWEEN FEBRUARY 2026 AND MARCH 31ST, 2026                                                                                                     1. Showcause hearing to be held in Circuit Court for property owners/recorded lien holders, February 13 2026, 9:00 am.                                         2.  Foreclosure judgement to be held in Circuit Court, Friday February 20, 2026 9:00 am. Judgment entered in Register of Deeds. 

THE LAST DAY TO PAY THE 2023 TAXES IS TUESDAY, MARCH 31 2026.