Foreclosure Timeline

 2024 DELINQUENT TAX PROPERTY FORECLOSURE TIMELINE

On March 1, 2025  2024 taxes are turned in delinquent to Wexford County Treasurer

By June 1, 2025  Taxpayer is notified of delinquency through 1st class mail

By September 1, 2025  Taxpayer received 2nd notice of delinquency through 1st class mail

On October 1, 2025 Additional $15.00 fee added for each delinquent parcel

By February 1, 2026 Taxpayer (and other parties as specified by township treasurer information) receives 3rd notice of delinquency through certified mail

On March 1, 2026

$175.00 fee is added to parcel and property is forfeited to the Wexford County Treasurer.  Interest rate on unpaid balance is now 1.5% per month including 3/1/23 to 3/1/24 (retro) plus all recording fees and all fees for service of process.

BETWEEN MAY 1, 2026 AND JANUARY 2027

  1. Title searches conducted to identify parties with legal interest in the property.  (May-July)
  2. Petition seeking foreclosure of forfeited property filed with Circuit Court.  (Before June 15th)
  3. Personal visit to forfeited property with personal service or posting of property.  (June-Sept)
  4. 4th notice of delinquency to all recorded legal interested parties via certified mail (Dec-Jan)
  5. All delinquent property with all recorded legal interested parties published in Cadillac News two (2) consecutive weeks in January                                                                                            BETWEEN FEBRUARY 2027 AND MARCH 31ST, 2027                                                                                                     1. Showcause hearing to be held in Circuit Court for property owners/recorded lien holders, Date: TBD                                                              2.  Foreclosure judgement to be held in Circuit Court, Date: TBD.  Judgment entered in Register of Deeds. 

THE LAST DAY TO PAY THE 2024 TAXES IS TUESDAY, MARCH 31 2027.